Job Description

About Entre Capital:

Entre Capital is a faith-driven Community Development Financial Institution (CDFI) dedicated to providing low-cost access to capital exclusively for justice-impacted entrepreneurs. As a pioneer in this space, we recognize the transformative power of economic mobility and pair capital access with mentorship to drive lasting social impact. Our borrowers are more than clients—they are community builders and leaders. Many justice-involved entrepreneurs face barriers such as limited access to capital, predatory lenders, and limited business experience and business acumen hindering their success. Through fair priced loans and quality business coaching, we foster an ecosystem where businesses thrive.

Position Overview:

The Loan Associate will play an important role in the successful execution of Entre Capital’s lending program by supporting borrower intake, underwriting preparation and credit workups. This role assists with credit analysis, loan readiness interviews, loan packaging, credit memo preparation, and loan presentations to the credit committee. The Loan Associate may also assist with document collection and verification prior to closing and funding. This position requires a highly organized, relational and detail-oriented individual with strong financial analysis skills, excellent communication, and a commitment to advancing economic mobility for underserved entrepreneurs.

Key Responsibilities:

• Conduct preliminary and detailed credit analysis of small business applicants, including review of credit reports, financial statements, bank activity, tax returns, and collateral.
• Facilitate borrower interviews to assess loan readiness and identify gaps; summarize findings and recommended next steps.
• Support loan packaging by organizing and quality-checking application materials; compile complete loan files in alignment with internal checklists and policies.
• Prepare credit memos (business overview, use of funds, capacity/character/collateral, risks/mitigants).
• Assist with preparation of materials and support during credit committee loan presentations.
• Assist with pre-funding document collection, tracking, and verification (e.g., entity docs, insurance, invoices, UCC, appraisals).
• Maintain accurate records in the lending system; ensure adherence to organizational policies and applicable regulations.
• Provide professional communication with applicants; coordinate with coaching staff and partners to support borrower success.

Qualifications:

Education: Bachelor’s degree in Finance, Business, Accounting, Economics, or related field preferred; equivalent lending/credit experience considered.

Experience: 1–3 years in lending, banking, or credit analysis; community lending is a plus. Familiarity with credit memo drafting, loan packaging, and committee presentations is preferred.

Skills: Strong financial analysis (P&L, balance sheet, cash flow) and credit interpretation. Excellent written and verbal communication. High attention to detail; ability to manage multiple files and deadlines. Proficiency with Microsoft Office (Excel, Word, Outlook); familiarity with CRM/SF tools.

Attributes: Mission-driven and passionate about underserved; professional, organized, proactive, and works well on a team.

Compensation & Benefits:

Salary Range: Competitive; commensurate with experience.

Benefits: Comprehensive benefits package including health insurance, retirement plan, paid time off, and professional development opportunities.

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