Role:
To approve or deny mortgage loans, following credit union standards.
Essential Functions & Responsibilities:
Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet credit union and government standards.
Approves or rejects loan applications or requests additional information.
Evaluates acceptability of loan to corporation that buys real estate loans on secondary mortgage markets (where existing mortgages are bought and sold by investors).
Assembles documents in loan file, including acceptance or denial, and returns file to originating mortgage loan department.
Records loan rejection, specifying investor and credit union guidelines and basis for declining application.
Performs other job-related duties, as assigned.
This position is hybrid and requires 1-2 days per week in-office. Eligible for hybrid schedule once fully trained and approved by department manager.
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